Are Credit Card Annual Fees Worthwhile?

be sure you visit transFS website for a great deal more information on financial matters 

The best credit card deals are often spoiled by an annual fee. Annual fees can range from about $50 to $2,500, with the high end reserved for the super-select American Express Centurion Card (the “black card”). In return for this fee, credit card issuers provide a range of benefits beyond what typical no-fee cards offer.

A Free Online Checking Account Earning High Interest: The FNBO Direct Checking With BillPay

check TransFS web site for a lot more details on money 

Have you been looking for a new online checking account? Preferably one with a higher-than-average interest rate? Then the FNBO Direct checking account may be the answer. I’m a bit particular when it comes to my checking accounts. I don’t like paying any monthly fees, regardless of how much money I keep in the account.

How to Pay a Tax Bill You Can’t Afford

go and visit Transform Your Finance webpage for further information on financial matters 

It’s a good thing I’ve been saving a good portion of my income for the past year. Even with making estimated tax payments — the last of which was due on January 16 — I still have a significant tax bill this year, thanks to increased income. Many taxpayers dread filing their taxes, even if

Easter crafts and other things to do

Our craft blog for Easter 2016 was a big hit, we have added in some new ideas as well as some old favourites!

The holidays are almost here, but there’s still time to stock up on craft supplies for those slow, quiet mornings at home, or perhaps an afternoon after a puddle splashing session when the tinies are having their nap.

The kids will love a mix of crafts and science activities, so we’ve had a good look for some creative ideas, some old favourites that perhaps you’ve just not had the time for yet, plus some that we’ve recently discovered.

There are only so many movies of Dan TDM videos they can watch on YouTube, right? (all things in moderation!)

 

Rainbow Volcanos

Rainbow volcano crafts

This one we wrote about last year and we’ve had a brilliant (messy) time with it when we tried!

Multi coloured volcanoes using bicarbonate of soda and vinegar… Great fun and we used some paper to create prints too.

 

Stick Crowns

Kids craft stick hat

This one goes hand-in-hand with your outings trudging across muddy but beautiful landscapes!

Collect some sticks and make them into a very regal crown. You could tie it in with The Stick Man by Julia Donaldson if you have infant and preschool children.

 

Walking on Eggs

Walking on eggs

Eggs for Easter but this time walking on them! Are you brave enough?

They all need to be facing the same way in the carton, and you need to spread your weight over as many as possible to spread the weight.

A great chance to discuss how lying on a bed of nails is the same idea (although we don’t recommend you try that!)

Don’t forget to put some sheeting down to prevent any really messy accidents if you’re trying this egg trick indoors!

 

Easter Egg Wreath

We love using colourful paper to make some cute wreaths for doors, it’s great cutting practice for little ones and could make good Easter gifts for the grandparents.

Screen Shot 2017-03-28 at 21.00.05

 

Finger Print Sheep and Fork Chicks

Fingerprint sheep

This one is adorable, family members will love these!

Which grandparent wouldn’t love to have a cute painting from their favourite little person?

Find out how to make them here and here.

 

Fork chicks

Paper Daffodils

These daffodils are so sweet! Love the cake case centres… We also have a version planned with green pipe cleaners and yellow tissue paper which we’ll share when done. Love a daffodil, they’re such a cheery sign at this time of year aren’t they?

Screen Shot 2017-03-28 at 21.29.26

Dinosaur eggs

Dinosaur eggs

More eggs, but these ones fizz when you want them to hatch.

Another bicarbonate of soda experiment that is guaranteed to excite the kids!

As with the version we talked about earlier, you could extend this by doing some printing once the dinosaurs have all hatched.

 

Puffy paint Easter chicks

We’ve created some masterpieces using puffy paint before, and plan to make some “fluffy” Easter chicks this time around. We’ll share when we’ve made them!

Screen Shot 2017-03-28 at 22.06.07

 

We hope you’ve enjoyed this whistle stop tour of Easter crafts and activities. Whatever you decide to do, we hope you, your children and all your family have a brilliant Easter.

If you’re thinking of moving home, please contact our team on 0800 0337670, they would be delighted to chat with you and arrange to visit for a Spring 2017 Valuation.

 

 

 

source http://www.moverevolution.com/blog/easter-crafts-things/

The Easter holidays are nearly here!

We thought we’d share some of the things we’ve been looking to go to with our children. At this time of year we’re mindful of the fickleness of our weather, so we’ve got a good mix of outdoor and indoor activities here:

Lambing

What more could you want at Easter than to go and see some beautiful new lambs being born! Here are a few to choose from:

Tablehurst Farm is a 500 acre organic and biodynamic community farm and vegetable garden in Forest Row. They’re hosting a special lambing day on 1st April where you can see the little ones up close and enjoy some music, crafts and face painting.

Fleecy Frolics at Merrist Wood College near Worplesden, is great fun and there is a chance to be quite hands on too, ideal for children interested in animals.

Lambing photo Merrist Wood

Then of course there are the children’s farms such as Bocketts, Spring Barn Farm, Godstone, Fishers Farm Park, Washbrooks, the Rare Breeds Centre, The Hop Farm and Hobbledown, all of which have special Easter events, some including lambing. There are so many options, wherever you live, which will you choose to visit?

Activities

The Medicine Gardens are hosting a Cooking and Herb Potting session for children which sounds great.

Medicine Garden

Or if you fancy some pottery painting you could try Fun Pots, Haywards Heath, Little Gems Pottery Painting which is on the beautiful Knepp Castle estate in West Grinstead, Bluebell Studio in Horley (we had a birthday party here recently and it was FAB!), and Kate Creative, who regularly pops up in different locations across Sussex.

Kate Creative

Just outside Dorking, Denbies is always a hit during Easter, with their range of activities for children. From crafts, to birds of prey, to Punch & Judy, there’s something for most ages.

 

Gardens & The Outdoors

If the weather is kind to us, we’ll be mainly outside over the holidays, and we always love going to National Trust places. Box Hill of course has it’s Natural Play Trail which is great fun (pictured below), and there are National Trust Easter Egg Hunts all over our area, as well as other Easter themed events.

PLAY TRIAL

We’ve linked to Kent, Surrey and Sussex so you can click through and have a look. There’s a lot to keep us all busy!
National Trust

If your children are train mad, they will be very excited that the Flying Scotsman is visiting the Bluebell Railway from 13th to 19th April. Trains being hauled by the famous engine sold out in seconds, but there are still options available including platform tickets to go and see it up close.

Another opportunity to see and travel on a steam train is at the Kent and East Sussex Railway, where they also have a LEGO exhibition over the Easter period and children can make their own LEGO locomotive and Pullman carriage.

 

Easter Craft Fairs/Spring Events

If you want to see what handmade crafts you can pick up at Easter, we like the look of the FairyTale Easter Crafts Fairs, one of which will be in Patcham, the other in Worthing.

patcham-easter-header

 

A fair that is in our diary is the Children’s Trust Easter Fair 2017, and we know the children will be excited to have a go on the go karts and hunt for eggs!

The Home & Vintage Spring Fair at Grayswood Village Hall, Haslemere offers country crafts, hot cross buns and tea on the terrace which sounds wonderful doesn’t it.

Spring 2017

The next Crafters Market isn’t until just after Easter, but we recommend you check it out as they’re at their new location inside Priory Park so can be combined with a bit of a play and a coffee too. Perfect!

Children’s Theatre

If the weather looks like it’s not going to be kind, going to see something for children at the theatre might be a good plan, and there are plenty of shows to choose from, all over our area:

It’s well worth having a look at Brighton Dome as they have a few children’s options for the Easter holidays. Our favourite pick is Naomi’s Wild & Scary Show Live – Brighton. It looks sure to be a hit with some creepy creatures joining Naomi on stage!

Have a look at what’s going on in Tunbridge Wells, as among other events, they have their Easter Bunny’s Egg-sellent Adventure which is great for 2 years to 7 years.

If you fancy a trip to the brilliant Polka Theatre in Wimbledon, you could see Sarah & Duck’s Big Top Birthday. It’s recommended for 3 to 6 year olds and there is a special relaxed performance on 22nd April too.

The Wizard of Oz is on at Chequer Mead in East Grinstead, with some familiar faces and this is recommended from 2+.

If you’re looking for an intro to ballet, music and theatre for younger children, have a look at Goldilocks and the Three Bears at The Hawth in Crawley. Like the Polka, they are offering a relaxed performance too which will help to make the event accessible to all.

ff27-Goldilocks_show banner

 

We hope you’ve enjoyed reading our whistle stop tour of Easter events, but know there’s bound to be some we haven’t yet discovered. We’d love you to share, so please do comment below and let us know.

Whatever you do this Easter, we hope you have an EGG-cellent time – sorry we couldn’t help it!

 

If you are thinking of selling or letting your home, please contact our team on 0330 223 1000.

 

 

 

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source http://www.moverevolution.com/blog/easter-holidays-nearly/

A Valeant Update: Damaged Goods or Deeply Discount Drug Company?

A Valeant Update: Damaged Goods or Deeply Discount Drug Company?

Rats get a bad rap for fleeing sinking ships. After all, given that survival is the strongest evolutionary impulse and that rats are not high up in the food chain, why would they not? That idiom, unfortunately, is what came to mind as I took another look at Valeant, the vessel in my investment portfolio that most closely resembles a sinking ship. This is a stock that I had little interest in, during its glory days as the ultimate value investing play, but that I took first a look at, after its precipitous fall from grace in November 2015. While I stayed away from it then, I bought it in May 2016 after it had dropped another 60% and I found it cheap enough to add to my portfolio. I then compounded my losses when I doubled my holding in October 2016, arguing that while it was, at best, an indifferently managed company in a poor business, it was under priced at $14 . With the stock trading at less than $12 (and down to $10.50, as I write this post) and its biggest investor/promoter abandoning it, there is no way that I can avert my eyes any longer from this train wreck. So, here I go!
Valeant: A Short (and Personal) History
I won’t bore you by repeating (for a third time) the story of Valeant’s fall from investment grace, which happened with stunning speed in 2015, as it went from value investing favorite to untouchable, in the matter of months. My first post, from November 2015, examined the company in the aftermath of the fall, as it was touted as a contrarian bet, trading at close to $90, down more than 50% in a few months. My belief then was that the company’s business model, built on acquisitions, debt and drug repricing was broken and that the company, if it became a more conventional drug business company, with low growth driven by R&D, was worth $73 per share. I revisited Valeant in April 2016, after the company had gone through a series of additional setbacks, with many of its wounds self inflicted and reflecting either accounting or management misplays. At the time, with the updated information I had and staying with my story of Valeant transitioning to a boring drug company, with less attractive margins, I estimated a value per share of $44, above the stock price of $33 at the time. I bought my first batch of shares. In the months that followed, Valeant’s woes continued, both in terms of operations and stock price. After it announced a revenue drop and a decline in income in an earnings report in November 2016, the stock hit $14 and I had no choice but to revisit it, with a fresh valuation. Adjusting the valuation for the new numbers (and a more pessimistic take on how long it would take for the company to make its way back to being a conventional, R&D-driven pharmaceutical company, I valued the shares at $32.50. That may have been hopeful thinking but I added to my holdings at around $14/share.
Valeant: Updating the Numbers

Since that valuation, not much has gone well for the company and its most recent earnings report suggests that its transition back to health is still hitting roadblocks. While talk of imminent default seems to have subsided, there seems to be overwhelming pessimism on the company’s operating  prospects, at least in the near term. In its most recent earnings report, Valeant reported further deterioration in key numbers:

2016 10K 2015 10K % Change
Revenues $9,674.00 $10,442.00 -7.35%
Operating income or EBIT $3,105.46 $4,550.38 -31.75%
Interest expense $1,836.00 $1,563.00 17.47%
Book value of equity $3,258.00 $6,029.00 -45.96%
Book value of debt $29,852.00 $31,104.00 -4.03%
Much as I would like to believe that this decline is short term and that the stock will come back, there is now a real chance that my story for Valeant, not an optimistic and uplifting story to begin with, is now broken. The company’s growth strategy of acquiring other companies, using huge amounts of debt, raising prices on “under priced” drugs and paying as little in taxes as possible were perhaps legally defensible but they were ethically questionable and may have damaged its reputation and credibility so thoroughly that it is now unable to get back to normalcy. This can explain why the company has had so much trouble not only in getting its operations back on track but also why it has been unable to pivot to being a more traditional drug company. If researchers are leery about working in your R&D department, if every price increase you try to make faces scrutiny and push back and your credibility with markets is rock bottom, making the transition will be tough to do. It can also indirectly explain why Valeant may be having trouble selling some of its most lucrative assets, as potential buyers seem wary of the corporate taint and perhaps have lingering doubts about whether they can trust Valeant’s numbers.
In fact, the one silver lining that may emerge from this experience is that I now have the perfect example to illustrate why being a business entity that violates the norms of good corporate behavior (even if their actions legal) can destroy value. At least in sectors like health care, where the government is a leading customer and predatory pricing can lead to more than just public shaming, the Valeant story should be a cautionary note for others in the sector who may be embarking on similar paths.
The Ackman Effect
You may find it strange that I would spend this much time talking about Valeant without mentioning what may seem to be the big story about the stock, which is that Bill Ackman, long the company’s biggest investor and cheerleader and for much of the last two years, a powerful board member, has admitted defeat, selling the shares that Pershing Square (his investment vehicle) has held in Valeant for about $11 per share, representing a staggering loss of almost 90% on his investment. The reasons for my lack of response are similar to the ones that I voiced in this post, when I remained an Apple stockholders as Carl Icahn sold Apple and Warren Buffett bought the stock in April 2016. As an investor, I have to make my own judgments on whether a stock fits in my portfolio and following others (no matter how much regard I have for them) is me-too-ism, destined for failure.  
Don’t get me wrong! I think Bill Ackman, notwithstanding his Valeant setbacks, is an accomplished investor whose wins outnumber his losses and when he takes a position (long or short) in a stock, I will check it out. That said, I did not buy Valeant because Ackman owned the stock and I am not selling, just because he sold. In fact, and this may seem like a stretch, it is possible that Ackman’s presence in the company and the potential veto power that he might have been exercising over big decisions may have become more of an impediment than a help as the company tries to untangle itself from its past. I am not sure how well-sourced these stories are, but there are some that suggest that it was Ackman who was the obstacle to a Salix sale last year.
Valeant: Three Outcomes
As I see it, there are three paths that Valeant can take, going forward.
1. Going Concern: To value Valeant as a going concern, I revisited my valuation from November 2016 and made its pathway to stable drug company more rocky by assuming that revenues would continue to drop 2% a year and margins will stay depressed at 2016 levels for the next 5 years and that revenue growth will stay anemic (3% a year) after that, with a moderate improvement in margins. With those changes put in and leaving the likelihood that the company will not make it at 10% (since the company has made some headway in reducing debt), the value per share that I get is $13.68. 
To illustrate the uncertainty associated with this value estimate, I ran a simulation with my estimated distributions for revenue growth, margins and cost of capital and arrived at the following distribution of values.

The simulation confirms the base case intrinsic valuation, insofar as the median value of $13.31 is close to the price at the time of the valuation ($12) but it provides more information that may or may not tilt the investment decision. There is a clear chance that the equity could go to zero (about 12%), if the value dips below the outstanding debt ($29 billion). At the same time, there is significant upside, if the company can find a way to alter its trajectory and become a boring, low growth drug company.
2. Acquisition Target: It is a sign of desperation when as an investor, your best hope is that someone else will acquire your company and pay a premium for it. I am afraid that the Valeant taint so strong and its structure so opaque and complex that very few acquirers will want to buy the entire company. I see little chance of this bailing me out.
3. Sum of its parts, liquidated: It is true that Valeant has some valuable pieces in it, with Bausch & Lomb and Salix being the biggest prices. While neither business has attracted as much attention as Valeant had hoped, there are two reasons why. The first is that Ackman, with significant losses on the stock and a seat on the board, may have exercised some veto power over any potential sales. The second is that potential buyers may be scared away by Valeant’s history. One solution, now that Ackman is no longer at the company, is for Valeant to open its books to potential acquirers and sell its assets individually to the best possible buyers. Note that this liquidation value will have to exceed $29 billion, the outstanding debt, for equity investors to generate any remaining cash.
There is one other macro concern that may make Valeant’s future more thorny. As a company that pays a low effective tax rate and borrows lots of money, the proposed changes to the tax law (where the marginal tax rate is likely to be reduced and the tax savings from interest expenses curbed), Valeant will probably have to pay a much higher effective tax rate going forward, one reason why I have shifted to a 30% tax rate for the future.

The Bottom Line

Let’s start with the easy judgment. This was not an investment that I should have made and much as I would like to blame macro forces, the company’s management and Bill Ackman for my losses, this was my mistake. I was right in my initial post in concluding that the company’s old business model (of acquiring growth with borrowed money and repricing drugs) was broken but I clearly underestimated how much damage that model has done to the company’s reputation and how much work it will take for it to become a boring, drug company. In fact, it is possible that the damage is so severe, the company will not be able to make the adjustments necessary to survive as a going concern. 

So, now what? I cannot reverse the consequences of my original sin (of buying Valeant at $32) in April 2017 and the secondary sin (of doubling down, when Valeant was trading at $14) by selling now. The question then becomes a simple one. Would I buy Valeant at today’s price? If the answer is yes, I should hold and if the answer is no, I should fold. My intrinsic value per share has dropped to just above where the stock is trading at now, and at this stage, my judgment is that, valued as a going concern, it would be trading slightly under value. In a strange way, Bill Ackman’s exit is what tipped the scales for me, since it will give Valeant’s management, if they are so inclined, the capacity to make the decisions that they may have been constrained from making before. In particular, if they recognize that this may be a clear case where the company is worth more as the sum of its liquidated parts than as a going concern, there is still a chance that I could reduce my losses on this investment. Note, though, that based on my numbers, I don’t expect to make my original investment (which averages out to $21/share) back. I am not happy about that but sunk costs are sunk!

As I continue to hold Valeant, I am also aware that I might be committing one of investing’s biggest sins, which is an aversion to admitting mistakes by selling losers. My discounted cash flow valuations may be an after-the-fact rationalizing of something that I don’t want to do, i.e., sell a big loser. To counter this, I briefly considering selling the shares and rebuying them back immediately; that makes me admit my mistake and take my losses while restarting the investment process with a new buy, but the “wash sales” rule is an impediment to this cleansing exercise. The bottom line is that if I am holding on to Valeant, not for intrinsic value reasons (as I am trying to convince myself) but because I have an investing blind spot, I will be last one to know!

YouTube Video

Previous Posts on Valeant

  1. Checkmate or Stalemate: Valeant’s Fall from Investing Grace (November 2015)
  2. Valeant: Information Vacuums, Management Credibility and Investment Value (April 2016)
  3. Faith, Feedback and Fear: The Valeant Test (November 2016)

Spreadsheets

  1. Valeant Valuation: March 2017

The Girl Who Gardens: Sow Sweet Peas in March for Summer Colour and Scent

The Girl Who Gardens: Sow Sweet Peas in March for Summer Colour and Scent

With thanks to Renée Canter, otherwise known as the Girl Who Gardens, for this informative blog about growing Sweet Peas. We love working with our guest bloggers and really enjoy the creativity they bring! Over to you Renée:

There is one flower that is always in the top 5 of the ‘Nation’s Favourite Flower’ but is never available in the shops!  They come in a huge variety of colours and with a scent that can be enjoyed inside and out as luckily they demand to be picked and picked and picked!

For me Sweet Peas evoke memories of my Nan, she always grew a row of these up against her shed and when they flowered and we visited she would always pick us a posy and wrap the stems in damp kitchen towel for us to take home.

SP2

Credit: Joelle Francon-Parr

Sweet Peas can be sown indoors between January and April.  They need soil, water and warmth to get growing.  You’ll need:

  • Seed compost
  • 10—20cm wide pots that are 10-20cm tall with drainage holes, cardboard toilet rolls
  • Clear plastic bottles to cover (acting like a greenhouse), clear polythene or glass
  • Pencil
  • Bamboo canes and string for planting support

Fill the pot with seed compost, shake the pot then firm down the soil.  Using a pencil make a hole in the soil about 3cm deep, drop your seed in and then using the pencil cover it up with the compost.  A 10-20cm pot can take 3-5 seeds and a toilet roll can take 2 seeds.  The seeds should be about 2cm apart.

Water your pot. Keep the soil damp throughout, not soggy or boggy though!

Take a clear plastic bottle and cut in half.  You then have 2 halves you can put on top of your pot to act as a mini-greenhouse.  Clear plastic bags or glass works just as well.  Keep your pots in a light place but not in direct sunlight.

Within 10 days you should see a green stem appearing.  Once you do remove the plastic or glass.

When your seedlings reach 10-12cm high pinch out the stem.  This will promote side growth making the plant bushier and giving you more flowers.

Plant outside from April onwards.  1 week before planting move the seedlings to a sheltered spot outside to get them used to the outside temperature.

Sweet Peas will need a wigwam or netting to allow them to scramble up.  Push 5 bamboo canes into the ground in a circle and tie them at the top.  Wind string around the canes to provide horizontal support.

Plant each pot of 3-5 Sweet Pea seedlings at the foot of each or alternate bamboo canes, this way you don’t disturb the roots.  If you’re using cardboard toilet rolls you can plant the rolls in the ground as they will disintegrate over the summer.  Plant 2-3 rolls together. Water well after planting.

Sweet Peas like full sun or very light dappled shade and being watered.  Water them twice a week.  It’s best to water all plants in the morning or evening and for more time less often.  You can also feed them regularly throughout the summer with a tomato feed to encourage flowers.

As the seedlings grow you may need to tie them to the canes or string, but you should start to see their tendrils grow which is how they cling on and support themselves.

The most important job though is when they start to flower!  You must pick the flowers frequently, as often as every other day as this encourages them to produce more flowers

Just have a go – it’s dead easy, kids love sowing seeds too and they begin to appear pretty quickly.  Here’s a video of me sowing Sweet Peas:

Renée

 

If you are thinking of selling or letting your home in the Redhill area, please contact the Move Revolution team on 0330 223 1000.

 

 

Featured image credit: Leanne Smith

source http://www.moverevolution.com/blog/girl-gardens-sow-sweet-peas-march-summer-colour-scent/

Money Management Tips: How To Keep Your Bank Account In The Black

  Everything revolves around money, whether or not you like it. It is therefore important to understand how to manage your finances properly. Without proper management, your life can quickly spiral out of control. Keep reading to discover what you need to know to effectively control the money you earn. Your budget ought to be based on your expenses and…

Calling First Time Buyers & Investors! 

Are you looking for your first home, or are you an Investor looking for a fantastic investment property?  We asked each of our offices to share the perfect property just for you!  What we love about this selection of flats and houses is there is something for everyone, whether you are looking to move straight in, put your feet up and enjoy a chilled glass of wine, or perhaps you are looking to put your ‘own stamp’ on a property! Would you love a TV in your bathroom, your own garden, a gated grand entrance, or are you a lover of all things Art Deco?  Perhaps you long for a stroll into a village, a walk into a town or a breezy walk along the sea front….just take your pick!

 

High Street, Edenbridge

A high specification two bedroom flat with it’s own garden.

rsz_edenbridge1

We love the TV in the bathroom!

edenbridge2

Call Zac or Ben in our Edenbridge office on 01892 300600 to book a viewing.

 

The White House, Haywards Heath 

Haywards Heath

Clean, sleek, modern flats – just waiting for you to move in! (or perfect for a new tenant!)

Call Mathew or Mark in our Haywards Heath office on 01444 657657 to book a viewing.

 

Tupwood Lane, Caterham 

rsz_caterham

Gated Flat, stunning interior, glamorous setting – have a peek inside you won’t be disappointed!

Caterham bedroom

Call Louise or Damian in our Caterham & Oxted office on 01883 708388 to book a viewing. 

 

Outram Road, Croydon 

Croydon

Looking for great transport connections? A fantastic ground floor apartment walking distance of Sandilands tram stop and East Croydon train station!

Call Paul or Luke in our Croydon, Coulsdon & Purley office on 0208 819 3272 to book a viewing.

 

Bramble Twitten, East Grinstead 

East Grinstead

Are you looking for a house rather than a flat? With cream interiors throughout – this is perfect for you to just move in and create your own look and feel.

Call Paul, Tom or Holly in our Lingfield and East Grinstead office on 01342 888450 to book a viewing.

Furze Court, Hove 

Hove

The perfect location – 3 minutes to the seafront and Hove gardens, and a collection of fantastic independent shops and bars on Western Road.

Call Alex or Joey in our Brighton and Hove office on 01273 921500 to book a viewing of this wonderful Art Deco Style building.

 

If we haven’t included quite the right property for you  please give us a call on 0800 0337670. We would love to find your dream home or irresistible investment property! We have new properties coming to market every day throughout Surrey, Sussex and Kent.

 

If you are a landlord and would like to discuss our award winning lettings service please call Hannah Gunn on 01737 888220.

source http://www.moverevolution.com/blog/calling-first-time-buyers-investors/

Blooming Earlswood 2017

Move Revolution are delighted to be supporting Blooming Earlswood for the second year. We are looking forward to the wonderful community feel and all the incredible entries for 2017.

Last year it really felt the competition helped to bring the community together, we know the winners were very proud to be part of Blooming Earlswood.

“Creating William and Oliver’s allotment garden was a fantastic project which involved all the family, including the grandparents. We all helped to decide which produce to grow and eat, and where to position each plant. Without fail, passers-by would stop and chat with the children about the garden. It was a lovely way to make new friends in the community. The icing on the cake was winning the Child/Family category. We were sure it would go to someone else so the boys were surprised and thrilled to win. The expression on William’s face as he collected the award made all the hard work worthwhile!”

“Our whole family helped to make the scarecrow and we were proud to have it in our garden for the neighbours to see! It was great to see the judges at our house, especially Mrs Tidy because she is the top head of our school. When they said our names to announce we had won the best scarecrow we were very, very happy! It felt amazing and exciting!”

We can’t wait to see what you are all going to pull out of the bag for this year’s entries!

Earlswood-Holborns

Photo taken by the Move Revolution professional photography team.

To simplify entering, and hopefully encourage even more entries there are only three categories this year and entries will be via the Move Revolution website which will be updated in the coming weeks.

The Blooming Earlswood 2017 Categories are:

  • Best front garden
  • Best container/pot
  • Best scarecrow

The judging will take place during June, with the entry deadline being set for 4th June this year to ensure there is plenty of time for them all to be seen for shortlisting. The prizes will again be awarded during the Federation of Earlswood Schools Summer fair which is on 1st July. The scarecrows are most welcome to come to the fair with you, in fact we really hope they will come along and join us on the field! It’s set to be a brilliant event and everyone will love coming along to look at them!

We’d like to follow a few growing journeys this year, so if you know you’re going to enter, please message the Blooming Earlswood page on Facebook to let us know if you’re happy for us to pop along periodically and share your progress on the page.

We can’t wait to get started!

Happy growing!

 

If you are thinking of selling or letting your home in the Redhill area, please contact the Move Revolution team on 0330 223 1000.

Earlswood

Photo taken by the Move Revolution professional photography team.

 

 

source http://www.moverevolution.com/blog/blooming-earlswood-2017/